Insurance Needs for Civilian Military Contractors

We got our first military contract. With that came the need to occasionally send employees to military bases all over the world. We have employees who served in the military, and they knew the ropes of getting around on military bases. However, they were also keenly aware of the risks. We were new at this and found out we needed a DBA quote before we could even send an employee outside of the United States to a military base to work. The Defense Base Act was one of many new things to us as a company that was selling and maintaining equipment for the Armed Forces of the United States.

Yes, the military contract grew our company by a significant percentage. It was valuable to us, and we did not want to make any mistakes. Above that, we wanted our people to be safe when working in a theater of operations that was significantly more risky than doing work stateside. We wanted them to be insured, but we did not even know it was a requirement when we first started learning how to fulfill our contract. The DBA quote helped us fulfill the requirements of the act and get the best insurance to provide coverage for our people. Getting insurance is like hoping for the best but preparing for the worst. No one wants to think of being harmed in a war zone, but it does happen.

All of our employees have been safely returning. They do not have to work outside of the base, and we have strict protocols for keeping them in internal green zones during off hours. The insurance is a provision if all of our safety protocols fail. Some of our employees have reported losing friends they have made while working a contract across the world. They enjoy the work, but there is an emotional toll to fulfilling military contracts as civilian contractors.

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